Jurong East Avenue 1 EC Max Loan Eligibility Calculator
Check your maximum Jurong East Avenue 1 EC loan and implied property budget based on your age, income, existing debts and existing property loans.
Estimate only. Loan tenure is capped at 30 years or up to age 65 (whichever is earlier). LTV limits used: 75% (no existing loans), 45% (1 existing loan), 35% (2+ existing loans) — MAS rules for individual borrowers, and lower again if the loan extends past age 65 or tenure exceeds 30 years. Sized under TDSR 55% and MSR 30% (applicable to ECs) at a 4% p.a. stress rate. Not financial advice — confirm your exact eligibility with a banker or mortgage broker.
Max Loan Eligibility — FAQ
How is my maximum loan eligibility for Jurong East Avenue 1 EC worked out?
Your maximum loan depends on your age (which caps the loan tenure), your income and existing debts (under TDSR and MSR for ECs), and the loan-to-value (LTV) limit that applies based on how many existing property loans you have. Enter your details above for an instant estimate.
Why does the number of existing loans matter?
MAS caps the loan-to-value (LTV) ratio at 75% for a first housing loan, 45% for a second, and 35% for a third or subsequent loan — so each additional existing loan lowers how much you can borrow against Jurong East Avenue 1 EC and raises the cash/CPF you'll need upfront.
Is this eligibility estimate accurate for Jurong East Avenue 1 EC?
It's a close indicative estimate using standard MAS rules and a 4% stress rate. Your bank's actual offer depends on your credit profile, the bank's internal policies and the prevailing interest rate — speak to us for a tailored assessment.
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